Crypto & Payments Guide

Crypto Card Security and Preventing Unauthorized Payments

November 12, 2026 · Jay Yoon · 1 min read
Crypto card security: routine checks and what to do after an unauthorized payment

With a crypto card you protect two things: your card details and your wallet permissions. Reissuing the card does not remove risks around your wallet’s private key or contract approvals.

Routine checks

  • Use separate cards for separate purposes and keep limits low.
  • Turn on transaction alerts.
  • Never share your recovery phrase or authentication codes with anyone.
  • Revoke contract approvals you no longer use.

If you suspect an unauthorized payment

  1. Freeze the card immediately.
  2. Record the time, merchant and amount of the transaction.
  3. Report it to support and file a dispute.
  4. Review your wallet approvals and the state of your devices.

Xerovan staff will never ask for your private key or recovery phrase. If you receive such a request, do not respond and report it to hello@xerovan.com.

You can read about the verification process in 3D Secure Authentication.


Note: This article is general information, not financial or legal advice. Xerovan is not a bank; card and payment services are provided by licensed partners. Availability and fees vary by country, and merchants and issuers decide whether to approve a payment. Digital assets involve risks, including price volatility, network disruptions and possible loss of funds.

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