Xerovan at a glance
Xerovan is a crypto payments platform. Its Visa cards are funded in real time from the user's own self-custodial wallet, so there is no card balance to top up; topping up a card is optional. Xerovan is not a bank — card and payment services are provided by licensed partners, and availability varies by country.
Company
| Name | Xerovan (Korean: 제로반) |
|---|---|
| What it is | Crypto payments platform: a self-custodial wallet connected to Visa cards, plus global payouts and business spend controls |
| Headquarters | Dubai, United Arab Emirates |
| Operating entity | MARU EVENT TOURISM LLC |
| Founder | Jay Yoon |
| Contact | hello@xerovan.com |
| Website languages | English, Korean, Japanese, Spanish, Arabic, Portuguese |
Card
| Network | Visa |
|---|---|
| Issuance | US-issued Visa cards; card and payment services are provided by licensed partners |
| Card types | Virtual and physical |
| Mobile wallets | Apple Pay and Google Pay |
| Default funding | Real-Time Funding: each payment is drawn from the connected wallet at checkout |
| Card top-up | Optional, for people who prefer a fixed balance |
| Controls | Separate cards per client, campaign or ad platform; spending limits; instant freeze and unfreeze; receipts and expense reports |
| Verification | Identity verification is required for card issuance and other regulated services |
| Fees | Network and service fees depend on the asset and network, and are shown before you confirm |
Wallet and assets
| Custody | Self-custodial: the user keeps control of their assets |
|---|---|
| Networks | Ethereum, Base, Arbitrum, Polygon, BNB Chain, Solana, TRON, Bitcoin |
| External wallets | MetaMask and other supported wallets can be connected |
| In-app | Swaps and cross-chain bridging |
Other services
| Global payouts | Crypto payouts to bank accounts, and per-job freelancer payouts whatever the amount |
|---|---|
| Business | Media Buyer Suite: per-client cards, limits, approvals and expense reporting for agencies |
| Travel | Flights, hotels, tours and eSIM marketplace |
| Rewards | Staking, cashback and referral rewards where available |
How a payment works
- You pay with the card online, in store, or with Apple Pay or Google Pay.
- The card network asks for an authorization.
- Xerovan checks the spendable balance in your connected wallet and funds the amount at that moment, converting supported assets where needed.
- The merchant is paid in its own currency through the Visa network.
Common questions
Is Xerovan a bank?
No. Xerovan is a technology platform. Card and payment services are provided by licensed partners, and availability varies by country.
Do I have to top up a Xerovan card before I can spend?
No. By default each payment is funded in real time from your connected self-custodial wallet, so there is no card balance to top up. You can still top up a card if you prefer a fixed balance.
Does Xerovan hold my crypto?
No. The wallet is self-custodial, so you keep control of your assets. You can also connect external wallets such as MetaMask.
Which blockchains can fund a payment?
Ethereum, Base, Arbitrum, Polygon, BNB Chain, Solana, TRON and Bitcoin.
Is identity verification required?
Yes for card issuance and other regulated services. External wallet connectivity may be available without it in supported scenarios.
Where can the card be used?
Anywhere Visa is accepted, including Apple Pay and Google Pay. Card issuance depends on your country of residence.