Using a Crypto Card on Business Trips: Hotel Deposits

If a hotel held more than you paid, it is probably a deposit pre-authorization. It is not a charge, but it reduces the limit you can use while it is in place.

How a deposit hold works

The amount is held at check-in, the final amount is charged after check-out, and the rest of the hold is released. The release can take several days.

Before you travel

• Keep enough spare limit to cover the expected deposits.
• Check whether the hotel or car rental company requires a physical card.
• Have a backup payment method.
• At checkout, compare the local-currency amount with the DCC amount.

Expense reporting

Record the receipt and the purpose of the trip right after each transaction. Check refunds and released holds too, so your reconciliation adds up.

Xerovan travel features

In the Xerovan app you can pay with your Visa card and also book flights, hotels and eSIMs. See Crypto Travel Card for details.

Note: This article is general information, not financial or legal advice. Xerovan is not a bank; card and payment services are provided by licensed partners. Availability and fees vary by country, and merchants and issuers decide whether to approve a payment. Digital assets involve risks, including price volatility, network disruptions and possible loss of funds.